Zip, Repayments
A day-to-day spending advisor that offers real-time insights, personalized nudges, and effortless goal-setting — helping you stay on track and achieve your financial aspirations without stress.
Design Concept
Day-to-Day Companion
Instead of burying people in spreadsheets, the app meets them where they are—on their mobile devices—offering easy-to-digest bits of guidance. Every step of the way, the user feels accompanied by a financial ally rather than judged by a stern accountant.
Adaptive Goal Setting
The app sets personalized saving or spending targets based on each user’s income flow and recurring expenses. A prominently displayed progress meter shows exactly how close—or far—you are from your monthly saving target, automatically adjusting to reflect changing costs and income.
Overview
Imagine having an always-on financial companion—an app that seamlessly fits into your everyday routine, nudging you toward healthier spending habits. Our goal was to create a service that goes beyond simple budgeting tools. We wanted to design a day-to-day advisor that provides proactive, personalized guidance and helps users achieve their financial aspirations without feeling restricted.
Real-Time Spending Advisor
By analyzing your usual spending patterns, the app predicts future expenses (e.g., bills, subscriptions) and warns you if it detects potential overspending. If you’re overshooting your weekly dining-out budget, the app gently suggests easy fixes—like trying a home-cooked meal plan or shifting entertainment expenses.
Closing Thoughts
This personal day-to-day advisor was designed with one principle in mind: finance shouldn’t be scary or complicated. By focusing on intuitive guidance, quick insights, and rewarding user engagement, we created an app that brings clarity, confidence, and enjoyment to everyday money management. Instead of restricting users, it empowers them to see where they stand financially and offers friendly nudges to help them reach their goals—big or small.
Ultimately, our showcase app stands out as a powerful tool that fosters real behavioral change, helping users not just track their expenses but actively plan for a brighter financial future.